Certificates of Deposit are those deposits with a contracted maturity that pays interest in correlation to the length of time of the deposit.

There is a $500.00 minimum deposit required to open.

  • Interest payment periods can be adjusted to meet your needs
  • Early withdrawal penalty of three months' interest will apply

Certificates of Deposit**
Rates Effective November 1, 2008
Interest Rate
APY*
Minimum to
Obtain APY
Required to Open
30 Day***
1.150%
1.16%
$500.00
$500.00
91 Day
1.90%
1.91%
$500.00
$500.00
182 Day
2.650%
2.67%
$500.00
$500.00
1 Year
2.900%
2.92%
$500.00
$500.00
18 Month Special
3.470%
3.50%
$1000.00
$1000.00
18 Month
2.950%
2.97%
$500.00
$500.00
2 Year
3.150%
3.17%
$500.00
$500.00
30 Month
3.200%
3.23%
$500.00
$500.00
3 Year
3.400%
3.43%
$500.00
$500.00
4 Year
3.650%
3.53%
$500.00
$500.00
5 Year
3.750%
3.68%
$500.00
$500.00
2 Year Variable Rate ++
3.150%
3.17%
$500.00
$500.00
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate.

** Funds must remain on deposit until maturity to earn the advertised yield. Substantial interest penalty is required for early withdrawl: 3 month penalty will be assessed on amount withdrawn.

*** 7 day interest penalty applies

++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.

Fees could reduce the earnings on the account

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