For Eligible Account Types:

Free Checking
Regular Checking
Interest Checking
Student Checking
Advantage Checking
Sixty Plus Checking

Have you ever...
Made an honest mistake in your checkbook?
Found yourself "a little short"?
Had unusual or unforeseen expenses at just the wrong time?

Relax... you deserve consideration!
Rather than automatically returning, unpaid, any insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts.

Overdraft Privilege can mean...

  • You can avoid high charges from merchants for returned checks
  • You have new convenience and flexibility in managing your funds
  • Payment of Overdrafts up to $500.00 ($300.00 on Free Checking accounts) will normally be considered

We will charge our normal non-sufficient funds or overdraft charge, as set forth in our fee schedules, for each item that would create an overdraft on your account.

More Info

Of course, we are not promising to pay your overdrafts, not all accounts are eligible, and some restrictions do apply. (Please call for the Overdraft Privilege Service Description Policy).

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First Heritage Bank FDIC EHL