Our customers' trust is our most valuable asset. That is why protecting your privacy is important to the Farmers National Bank and its employees. We want you to know what information we collect and how we will use it.

The following policy serves as a standard for all Farmers National Bank employees for collection, use, retention and security of nonpublic personal information concerning our customers who obtain a financial product or service from us that is to be used primarily for personal, family, or household purposes, or for your legal representative.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, or others; and
• Information we receive from a third party, such as a consumer reporting agency.
• Farmers National Bank will not request any confidential informatioin from you through email. If you ever receive any such request immediately contact Farmers National Bank in person or by phone.

"Nonpublic personal information" is nonpublic information about you that we may obtain in connection with providing a financial product or service to you. This could include information such as account balances, payment history, and overdraft history.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

We restrict access to nonpublic personal information about you to those employees who need to know in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you have any questions regarding this policy please contact Glenda Hernandez, Compliance Officer at 620-235-5226.