This schedule is published to inform you of fees and charges for services performed by Farmers National Bank. This list includes only the most frequently used services. Complex or unusual transactions may necessitate higher fees. Any Farmers National Bank officer or customer service representative will be pleased to answer your questions about these and other service charges.


Fees and Charges are subject to change
Overdraft
$25.00 per check or debit
Returned Check
$30.00 per check or debit
Stop Payment (and renewals)
$30.00
Personal Money Orders
$3.00
Bank Money Orders
$5.00
Notary Service
$4.00
Fax (incoming or outgoing)
$2.00 per page
ATM Replacement Card
$5.00
ATM Replacement PIN
$5.00
Activity Printout
$4.00
Wire Transfers (domestic)
$40.00
Wire Transfers (international)
$60.00
Garnishments
$20.00
Non-customer Coin Counting
5% of the total
minimum $1.00
maximum $5.00
Customer Research (per hour)
$40.00 per hour
Photocopies (limit 10)
$1.00 per copy
Inactive Accounts
$2.00 per month
Closed Account within Six Months
$20.00
Rejected Items Printed by Non-bank Approved Check Printers
$7.50
Items Printed by Non-bank Approved Check Printers not Passing our Image Quality Control Test
$7.50
Safe Deposit Boxes
3x5
$25.00 annual fee
5x5
$40.00 annual fee
3x10
$60.00 annual fee
5x10
$70.00 annual fee
10x10
$110.00 annual fee
**Safe Deposit boxes of various sizes with the option to automatically deduct (auto debit) the annual fee from checking or savings account. A $25 refundable key deposit will be charged for each new box.

Farmers National Bank issued credit cards are available offering competitive rates and term. Please contact us for information and an application.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to and separate from the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit account.

For more information about temporary FDIC insurance coverage accounts, visit www.fdic.gov.

NOTICE: *Stocks are not FDIC insured and may lose value. Farmers National Bank is not responsible for and has no control over
the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being
provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.